As the End of Financial Year (EOFY) rapidly approaches, now is the perfect time to make the most of your dental extras cover. Remember, if you don’t use your dental benefits before they reset, they’re gone forever—it’s truly a case of “use it or lose it.” Booking your dental check-up now is not only smart for your oral health but also financially savvy.
When Do My Dental Extras Benefits Reset?
Most Australian private health insurers reset their dental extras annually. The majority, including Medibank, Bupa, HBF, and nib, reset benefits on January 1, aligning with the calendar year. However, numerous smaller and boutique insurers reset their dental benefits at the end of the financial year (EOFY), June 30. This variation can cause confusion, so it is critical to check directly with your insurance provider.
By verifying your reset date, you can strategically plan your dental care throughout the year, maximising your insurance benefits and avoiding unnecessary out-of-pocket expenses. Don’t rely solely on general information—review your policy carefully or contact your insurer directly to confirm when your dental extras reset.
What’s Included in Your Dental Extras Cover?
Dental extras typically fall into two categories:
- General Dental: Routine check-ups, professional cleans, fillings, and x-rays.
- Major Dental: More complex treatments such as root canals, crowns, dentures, and dental implants.
Many providers offer no-gap or reduced-gap services, especially for general dental procedures at preferred providers like Keys Dental, making regular check-ups highly cost-effective.
Why Use Your Dental Benefits Before They Expire?
Using your dental benefits regularly for preventive care helps detect potential issues early, significantly reducing the risk of more serious and costly treatments down the line. Shockingly, a significant number of Australians leave their dental insurance benefits unused each year—essentially leaving money on the table. Make sure you maximise what you’ve already paid for!
EOFY Urgency: Why Act Now?
With June 30 fast approaching, there’s typically a significant increase in demand for dental appointments as many individuals rush to use their expiring benefits. Waiting until the last minute not only increases your chances of missing out on your preferred dates but may also limit your access to necessary treatments due to fully booked schedules.
Moreover, dental clinics often experience a surge in appointment requests toward the EOFY, creating potential delays. Acting now gives you the advantage of flexible scheduling, ensures you have ample time for any follow-up treatments, and avoids unnecessary stress. Don’t get caught in the last-minute rush—book your appointment today to secure the best care and convenience.
Benefits of Regular Dental Visits (For You and Your Family)
Regular dental check-ups offer substantial long-term advantages beyond just maintaining a bright smile. Consistent preventive care helps identify minor oral health issues early on, significantly reducing the risk of developing more severe dental conditions like cavities, gum disease, and oral infections. Early detection often means simpler treatments, less discomfort, and lower overall costs.
Routine dental visits also positively impact your overall well-being by reducing the likelihood of systemic health issues linked to poor oral hygiene, such as cardiovascular disease, diabetes complications, and respiratory infections. Regular interactions with dental professionals can further minimise dental anxiety, as familiarity and routine make each visit less intimidating, especially beneficial for children.
Investing in regular dental check-ups and cleanings sets your family on a path toward long-term oral health, fewer dental emergencies, and improved quality of life. Making preventive dental care a family priority establishes healthy habits that last a lifetime.
How Keys Dental Helps You Maximise Your Insurance
At Keys Dental, we help you make the most of your dental coverage. We’re proud to be preferred providers for Bupa Platinum, Medibank, nib, and HCF, which means you get higher rebates or even gap-free preventive care. Our on-site HICAPS facility allows for immediate claim processing, ensuring your visit is hassle-free. Plus, our friendly team is always here to help you understand and navigate your insurance entitlements.
Book Your Dental Appointment Before June 30
Don’t let your dental insurance benefits go unused. Contact Keys Dental today and secure your appointment before June 30. Protect your oral health, maximise your insurance value, and gain peace of mind knowing you’ve made the most of your coverage.
Book now and make every dollar of your insurance count!
