AfterPay Now Available at Keys!

• Download the Afterpay app for the best sign-up experience.
• Alternatively, sign up during checkout at participating online retailers.
• Eligibility requirements: Must be 18+, provide personal details, and link a valid debit or credit card.
• Identity verification is done electronically—no paperwork required.
• At checkout, select Afterpay as your payment method when shopping with partner retailers.
• Approval process applies to each purchase, considering:
• Sufficient funds (especially for new customers).
• Outstanding repayments.
• Approval is not guaranteed and is assessed for every order, not just the first one.

Visit AfterPay’s website for more information on applying for an AfterPay account.

Using Afterpay in-store is simple and works similarly to online purchases. First, download the Afterpay app and sign in to your account. Then, navigate to the “In-Store” tab within the app and follow the prompts to set up an Afterpay Card, which is a digital card linked to your account.

When you’re ready to shop, select Afterpay as your payment method at checkout. Open the app, go to the Afterpay Card, and tap “Pay in-store”. This will activate your Afterpay Card, which you can then use via Apple Pay or Google Pay.

Afterpay will split your purchase into four equal installments, with the first payment due at the time of purchase. The remaining three payments are automatically deducted every two weeks.

Each in-store purchase is subject to Afterpay’s approval process, which considers factors like your account history and available funds.

To avoid late fees, ensure you have enough funds for each installment. You can track upcoming payments, manage your spending, and make early repayments directly in the Afterpay app.

Not all stores accept Afterpay, so check the app for participating retailers before you shop.

• Afterpay is interest-free, meaning you won’t pay any interest on your purchases. However, fees may apply in certain situations:
  • Late fees: If you miss a payment, Afterpay charges a late fee.
    • An initial $10 fee applies for a missed payment.
    • If the payment remains unpaid after 7 days, an additional $7 fee is charged.
    • Late fees are capped at $10 for orders under $40 and 25% of the order value for purchases over $40, up to a maximum of $68 per order.
  • No account setup or monthly fees: There are no fees for opening or maintaining an Afterpay account.
  • Merchant fees: Retailers pay a small transaction fee to Afterpay for offering the service, but this does not affect customers.

  To avoid late fees, ensure you have sufficient funds for each scheduled installment. You can also make early repayments via the Afterpay app.

• First payment at purchase: The first instalment is due at the time of purchase, unless stated otherwise.
• Remaining three payments: The next three payments are deducted every two weeks.
• Automatic deductions: Payments are automatically processed from your linked payment method.
• Early repayments: You can make early payments anytime through the Afterpay app without penalties.
• Payment reminders: Afterpay sends notifications before each due payment to help you stay on track.
• Late payments: If a scheduled payment fails, Afterpay charges a late fee and retries the payment.

If your refund request meets Keys Dental’s refunds policy, the purchase amount will be credited back to your AfterPay account.